Book Review: Broke Millennial

Money can't buy you happiness but it sure can make life a little easier....if handled correctly. I had the pleasure of reading Broke Millennial by Erin Lowry prior to the release date. As I read, I was extremely engaged. I'm sure that my family got tired of me talking about budgets, IRAs, and everything else that Erin was teaching me! I wanted to sure this wealth of knowledge with the world all while getting my financial life completely in order. I couldn't say enough good things about this book and the author that created it! But here are a few lessons learned from the Broke Millennial herself. 

Growing Up | Right from the very first chapter, Erin dives into some deep stuff! You are asked about your childhood memories of money and your parents relationship to money. Wow!! I realized that I was afraid of money yet had a burning need to spend it. I had been officially checked and then we moved on to goal setting. 

Budget | If you think you know what a budget is, you are probably wrong. There are different types of budgets based on your lifestyle and current income. I found that a hybrid approach was best for me and while it was scary to stare my habits in the face and add limits to my spending, it has been one of the best experiences of my adulthood so far. Erin teaches that you don't have to suck all the fun out of your life but prioritize and spend accordingly. 

Student Loans | The dreaded student loans that most of us have or are currently accumulating can put a damper on your financial plan. But don't fret, Erin has all the do's and don't of student loans and how to pay them off. I made the mistake of letting my loans default (for one month) but one quick call and I was able to apply for a income based payment plan. Now I pay a low monthly rate that I can actually handle and I keep a positive mark on my credit score. Seriously, you have got to get this book!

You can purchase Broke Millennial on Amazon, Barnes and Noble, or anywhere books are sold.

This post may contain affiliate links. I will not be compensated for your purchase of Broke Millennial, I did receive a free copy of the book prior to the release date. My opinions are 100% mine and was not paid for this review. Please feel free to read my full disclosure/affiliate policy under the "About Me" section.